ATMs in The Maldives don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in The Maldives are not working with your card, you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in The Maldives. For links and further info, scroll down.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
The Maldives ATM Fees & General Information
Most ATMs in The Maldives charge a withdrawal fee, so it may be best to take out the maximum to reduce the overall cost of accessing your money. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and generally range from 10,000 to 25,000 MVR. This means multiple transactions are often needed and transaction fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in The Maldives, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in The Maldives is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In The Maldives:
– Send Money To The Maldives & Pick It Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in The Maldives where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s convenient, safe and cheaper than paying ATM withdrawal fees. There’s also currently a promo code so you pay NO FEE on your first money transfer.
Check HERE to see if there is a local authorized cash pick-up point where you are (In The Maldives, this is any branch of the Maldives Post network).
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using THIS affiliate link
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
ATMs in Nepal don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Nepal are not working with your card, check back here for our guide below.
It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Nepal.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Nepal ATM Fees & General Information
Most ATMs in Nepal charge between 250 and 400 Nepalese Rupee. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and generally range from 10,000 to 30,000. This means multiple transactions are often needed and transaction fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Nepal, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Nepal is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Nepal:
– Send Money To Nepal & Pick It Up Locally
With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.
Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Nepal where you can pick up your money within a few hours.
It’s convenient, safe and often cheaper than paying ATM withdrawal fees.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Check HERE to see if there is a local authorized cash pick-up point where you are (In Nepal, this is any branch of the Samsara network). If there’s a branch locally, then follow the step-by-step guide below.
– Step By Step Guide…incl fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Nepal’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Nepal’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page enter the amount to send in your currency or receive in Nepalese Rupee (NPR). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
Once complete just go to the pickup point (the closest branch of the Samsara network, show your Passport and quote “Samsara” and the 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Nepal’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Nepal’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
ATMs in Pakistan don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Pakistan are not working with your card, check back here for our guide below.
It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Pakistan.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Pakistan ATM Fees & General Information
Most ATMs in Pakistan charge around 15 Pakistani Rupee per withdrawal. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and generally range from 20,000 to 50,000 Pakistani Rupee.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Pakistan, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Pakistan is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Pakistan:
– Send Money To Pakistan & Pick It Up Locally
With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.
Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Pakistan where you can pick up your money within a few hours.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Check HERE to see if there is a local authorized cash pick-up point where you are (In Pakistan, this is any branch of the major banks), including:
Allied Bank
Bank Al Habib Ltd
Bank Alfalah Limited
Bank of Khyber
Dubai Islamic Bank Pakistan Ltd
FINCA Microfinance Bank Ltd
JS Bank Ltd
Meezan Bank Limited
Punjab Provincial Co-operative Bank Ltd
Silk Bank Ltd
Sindh Bank Limited
Soneri Bank Limited
The Bank of Punjab
Zarai Taraqiati Bank Ltd
If there’s a branch locally, then note which of the following categories it falls into: – Allied Bank, Bank Al Habib, Bank of Punjab, MCB, National Bank of Pakistan, U Microfinance Bank – Other Banks Then follow the step-by-step guide below.
– Step By Step Guide…incl fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Pakistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Pakistan’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section. ie your preferred option – Allied Bank, Bank Al Habib, Bank of Punjab, MCB, National Bank of Pakistan, U Microfinance Bank for these branches – Other Banks for any of the other branches from the list.
Enter the amount to send in your currency or receive in Pakistani Rupee (PKR). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
Once complete just go to the pickup point (the closest branch of whichever payout Bank you chose) -For Allied Bank, Bank Al Habib, Bank of Punjab, MCB, National Bank of Pakistan, U Microfinance Bank: show your Passport and quote the 11-digit transaction reference number which starts with “PAK”. -For Other Banks: show your Passport and quote “Xpress Money” and the 16-digit X-pin transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Pakistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Pakistan’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Yes, there is an ATM in Gilgit, however it is known to be unreliable and many travelers still experience problems withdrawing cash. If the ATM is not working with your card, or you want to avoid using ATMs for whatever reason (ATM fraud, ATM fees, Maximum withdrawal limits), check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Gilgit.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Unfortunately, ATM fraud in Pakistan is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
Getting Cash Without Using An ATM In Gilgit:
– Send Money To Gilgit & Pick It Up Locally
Our guide below introduces a money transfer service that has a partnership with the local authorized cash pick-up point, Soneri Bank, Raja Bazar Rd, Raja Bazar, Gilgit, Gilgit-Baltistan · +92 58114 53749. Open 9AM⋅ Closes 5PM
– Step By Step Guide… incl. fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Pakistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Pakistan’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose – Other Banks.
Enter the amount to send in your currency or receive in Pakistani Rupee (PKR). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
Once complete just go to the counter in Soneri Bank, show your Passport and quote “Xpress Money” and the 16-digit X-pin transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Pakistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Pakistan’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
ATMs in The Philippines have a reputation for being unreliable as there can be issues with the computer links, or the machines can run out of money.
If there are no ATMs close by, the ATMs in The Philippines are not working with your card, or you want to avoid paying ATM fees / make larger withdrawals, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in The Philippines.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
As this method is especially useful in many locations in The Philippines, we have provided a separate guide for each of these (click link for destination specific guide):
If the destination you’re looking for is not on the list above, follow The Philippines country guide below.
Philippines ATM Fees & General Information
All ATMs in The Philippines charge fees. These usually range from 200 to 300 Peso, with the standalone machines in shops and tourist areas also taking a surprisingly high commission with the currency exchange rate they offer. Be aware of Euro brand machines in particular as you may be paying up to 15% in weighted currency exchange rates and fees combined. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and even vary as the cash point runs low. They are usually between 10,000 and 20,000 Pesos, meaning fees from multiple withdrawals can really add up. It’s also worth noting that in small villages, cash machines may have limited funds available. With the method of sending yourself money to The Philippines outlined below, you can send much more than ATM withdrawal limits and avoid having to make multiple withdrawals and the associated fees.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. It’s best to have small denominations as change can be a problem in smaller businesses.
You’ll find Visa and MasterCard are equally accepted by ATMs in The Philippines.
Unfortunately, ATM fraud in The Philippines is becoming more common with the introduction of more private/standalone cash points. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In The Philippines:
– Send Money To The Philippines & Pick It Up Locally
With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.
In a similar way, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in The Philippines where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s convenient, safe and cheaper than paying ATM withdrawal fees.
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Check HERE to see if there is a local authorized cash pick-up point where you are. This list is not exhaustive, so if you can’t see one close to where you are, it’s always worth asking a friendly local if there’s a branch of any the following pick up points nearby.
Choose from the following:
Branches of The Metrobank, LBC, Palawan Pawnshop and PS Bank network:
MetroBank
LBC
Palawan Pawnshop (Except for Port Barton where the local agent only processes domestic transfers)
PS Bank
Branches of The Banco de Oro network:
Banco de Oro (BDO)
BDO Remit in SM Malls
RD Pawnshops
Branches of Mlhuillier:
Cebuana Lhuillier
Bayad Center
Bank of Commerce
TrueMoney (only branches authorised for international remittance)
Once you have identified your nearest pick up point, simply follow the step-by-step guide below.
– Step By Step Guide…incl fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose your preferred option: – Mlhuillier – Cebuana Lhuillier, Bank of Commerce, Bayad Center or TrueMoney – MetroBank, LBC, PS Bank or Palawan (For Palawan Pawnshop) – BDO, BDO Remit in SM Malls or RD Pawnshops
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
Once complete just go to the pickup point (the closest branch of whichever payout network you chose) -For Branches of Mlhuillier or Cebuana Lhuillier, Bayad Center, Bank of Commerce and TrueMoney: show your Passport and the 8-digit transaction reference number. -For MetroBank, LBC, PS Bank or Palawan Pawnshop show your Passport and Quote “Metrobank” and the 8-digit transaction reference number. -For BDO, BDO Remit in SM Malls, and RD Pawnshops show your Passport and quote “BDO” and the 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
However if none of them are working with your card, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to El Nido.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Unfortunately, ATM fraud in The Philippines is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
*Top Tip: Euronet Branded ATMs in El Nido are known to be susceptible to skimming devices. These machines can also cost you up to 15% of your hard earned cash. Whilst the withdrawal fee only shows 200-250p, together with the hidden exchange rate bias, the cost can be up to 15% of your withdrawal! See this link for an interesting article about this https://travellingclaus.com/not-use-euronet-atms-travel/
Getting Cash Without Using An ATM In El Nido:
– Send Money To El Nido & Pick It Up Locally
If you find an ATM in El Nido to be unreliable, you can simply use your ATM card (debit/credit) or bank details to quickly and securely send yourself funds online through a reputable International money transfer service that has a local partner in El Nido where you can pick up your money within a few hours.
Our guide below introduces such a service that has a partnership with the domestic money transfer service, Mlhuillier (open daily 8am-6:30pm) on Real Street opposite the big church in the center of El Nido town.
We actually live here and also access funds this way because, besides being more cost effective for us, it’s also nice to know that the ATM card won’t get stuck in a machine if the power goes out!
It’s also worth mentioning to avoid using Western Union or Moneygram as the Fees are high.
– Step By Step Guide… incl. fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose Mlhuillier.
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer, however this is unlikely in most cases.
Once complete just go to Mlhuillier and collect your money. Show your Passport and quote reference “WorldRemit” with your 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Yes, there are a few. Unfortunately they have a reputation for being empty, unreliable or not working with certain foreign cards.
The first ATM in General Luna is provided by DBP and is beside Cantilan Bank along the Dapa-General Luna Road and just across the Catholic Church. It goes offline when there is poor signal and when it runs out of cash.
There is also a BDO ATM in General Luna that opened mid 2019 that is a little more reliable.
More recently there is now a EURONET cash Machine in GL. Just a word of warning though, these ATMs provided by Euronet are known to be susceptible to skimming devices. In addition, even though the fee shown is low at 200-250p, the hidden bias in exchange rate can mean using these ATMs can swallow up a whopping… 15% of your money. See this link for an interesting article about this https://travellingclaus.com/not-use-euronet-atms-travel/
If the ATM is not working or you are looking to withdraw larger amounts and save on ATM fees, there is an alternative way to withdraw cash outlined below.
It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in General Luna.
There’s currently a promo code so you pay NO FEE on your first withdrawal.
Getting Cash Without Using An ATM In General Luna:
– Send Money To General Luna & Pick It Up Locally
Fast money transfer, available in minutes or hours, is available pretty much everywhere in the Philippines due to the high level of money sent back to families by Filipinos working abroad. This means there are plenty of local authorized cash pick up places.
You can simply use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service.
Our guide introduces such a service that has a partnership with the domestic money transfer agent “M Lhuillier” in General Luna where you can pick up your cash (see images below or ask your accommodation for directions).
Location of M lhuillier – Click To Enlarge
– Step By Step Guide…incl fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies.
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose Mlhuillier.
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked someone at their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer, however this is unlikely in most cases.
Once complete just go to the pickup point (Mlhuillier near the public market), fill out the “Receive Money Form” and wait to collect your money. Show your Passport and quote reference “WorldRemit” and/or “Metrobank” with your transaction number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
There’s no ATM in Oslob, however, there’s still a way to use your debit card to access your money…
Getting Cash Without Using An ATM In Oslob:
– Send Money To Oslob & Pick It Up Locally
There is a way to access your cash at a place opposite the public market, so there’s no need to travel 45 mins to the closest ATM… It’s convenient, safe and can be cheaper than actually paying ATM fees. Basically, you send yourself money online and pick it up in town.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Oslob.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Money transfer cash pick up points are everywhere in the Philippines due to the high level of money sent back home by Filipinos working abroad. By following Our guide below you can use your ATM card (debit/credit), or online banking details, to quickly and securely send yourself funds online through a reputable International money transfer service.
The money transfer service we link to has a partnership with the domestic money transfer service, Mlhuillier, allowing you to pick up your money in Oslob within a few hours (Oslob branch is located in the town centre opposite the public market – see picture below – & opens daily from 8am-5:30pm, lunch break 12-1pm).
NB. For those staying in the village of Tan-Awan, where the Whale shark activities take place, as of Sept 2019 there was a branch of Mlhuillier under construction opposite the Barangay Hall which may now be open for cash pick up.
We live in El Nido, Palawan and use the same service to pick up cash here. Even though ATMs have arrived in the last few years, we access funds this way because, besides being more cost effective for us as larger withdrawals are possible, it’s also nice to know that the ATM card won’t get stuck in a machine if the power goes out. This means even if there is an ATM in Oslob in the future, this method of sending money and picking it up may still be the best option for you.
Tip: Avoid Western Union or Moneygram as the fees are high and transfers take much longer.
– Step By Step Guide…incl fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose Mlhuillier.
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer, however this is unlikely in most cases.
Once complete just go to the pickup point (Mlhuillier near the public market), fill out the “Receive Money Form” and wait to collect your money. Show your Passport and quote reference “WorldRemit” and/or “Metrobank” with your transaction number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
There’s no ATM In Cuyo, however there is a way to get your cash at the Palawan Pawnshop in town. Our guide below explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Cuyo.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
It’s also worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
Getting Cash Without Using The ATM In Cuyo:
– Send Money To Cuyo & Pick It Up Locally
You can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with the domestic money transfer service, Palawan Pawnshop, where you can pick up your money (Cuyo branch is located on Osmena Street, Brgy Bancal, Cuyo).
There’s also currently a promo code so you pay NO FEE on your first money transfer.
Tip: Don’t use Western Union or Moneygram as the Fees are high.
– Step By Step Guide… incl. fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
IMPORTANT: Palawan Pawnshop in Cuyo may not have sufficient funds for very large amounts but should be fine for 5,000php to 30,000php.
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose the “Metrobank, LBC, PS Bank or Palawan” option.
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer, however this is unlikely in most cases.
Once complete just go to Palawan Pawnshop, fill out the Yellow “Receive Money Form” and wait to collect your money. Show your Passport and quote “Metrobank” and the 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Yes, you can find an ATM in Samal, but when you do, they’re often empty, offline or not compatible with some foreign cards and many travelers still experience problems withdrawing cash.
If this includes you, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Samal.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Unfortunately, ATM fraud in The Philippines is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
It’s also worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
Getting Cash Without Using An ATM In Samal:
– Send Money To Samal & Pick It Up Locally
Use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service.
You can then pick up the cash in Peso the same day from one of two branches of Mlhuillier: – Kaputian Rd, Peñaplata Poblacion, Island Garden City of Samal, 8119 Davao del Norte – Aprico Bordios Building, Moncano Street, Babak, Samal Island, Catuden City, 8119 Davao del Norte
– Step By Step Guide… incl. fee free promo code
Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
To begin, click World Remit LTD (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the Cash Pickup tab is ticked and click “Continue”
On the next page, where it says “Select a cash pickup payout network” choose Mlhuillier.
Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
Once complete just go to M Lhuillier, fill out the “Receive Money Form” and wait to collect your money. Show your Passport and quote reference “WorldRemit” with your 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Sending Money To A Bank Account Instead
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click Here for this service. IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started” On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. For more information visit this FAQs section.
Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
