Tag: 2022

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ATMs In The Central African Republic

ATMs In The Central African Republic

The Central African Republic ATM Travel Guide

ATMs in The Central African Republic don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in The Central African Republic are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in The Central African Republic.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

The Central African Republic ATM Fees & General Information

Most ATMs in The Central African Republic charge a withdrawal fee for international cards.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and are not particularly high meaning multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in The Central African Republic, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in The Central African Republic is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In The Central African Republic:

– Send Money To The Central African Republic & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in The Central African Republic where you can pick up your money within a few hours.

It’s convenient, safe and often cheaper than paying ATM withdrawal fees.

Central African Republic ATM

Check HERE to see if there is a local authorized cash pick-up point where you are. (In The Central African Republic, this is any branch of the Express Union network).

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Central African Republic’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Central African Republic’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, enter the amount to send in your currency or receive in the Central African CFA Franc (XAF). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pick up point you chose earlier, show your Passport and quote the 11-digit alphanumeric reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Central African Republic’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Central African Republic’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Central_african_republic
Travel Money Tips

Posted on

ATMs In Chad

ATMs In Chad

Chad ATM Travel Guide

ATMs in Chad don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Chad are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Chad.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Chad ATM Fees & General Information

Most ATMs in Chad charge a usage fee.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and can be quite low meaning multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Chad, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Chad is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Chad:

– Send Money To Chad & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Chad where you can pick up your money within a few hours.

Chad ATM

Check HERE to see if there is a local authorized cash pick-up point where you are. (In Chad, this is any branch of the Express Union network).

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Chad’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Chad’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, enter the amount to send in your currency or receive in CFA Franc (XAF). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pick up point you chose earlier, show your Passport and quote the 11-digit alphanumeric reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click World Remit LTD for this service.
IMPORTANT: If you don’t see ‘Chad’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Chad’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://wikitravel.org/en/Chad#Money
Travel Money Tips

*** ATMs in Chad ***

Posted on

ATMs In Comoros

ATMs In Comoros

Comoros ATM Travel Guide

ATMs in Comoros don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Comoros are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Comoros.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Comoros ATM Fees & General Information

Most ATMs in Comoros charge a usage fee.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and there is usually a set maximum per transaction and per day. This means multiple transactions can be processed in one day but that transaction fees can mount up in this case.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Comoros, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Comoros is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Comoros:

– Send Money To Comoros & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Comoros where you can pick up your money within a few hours.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

This service is also cheaper and quicker than Western Union or Moneygram. This means it’s a great alternative if you are Comorian but working overseas to send money to Comoros for your family.

Comoros ATM

Check to see if there is a local authorized cash pick-up point where you are. In Comoros, this is any branch of Maison Comorienne des Transferts et Valeurs.

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Comoros’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Comoros’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, enter the amount to send in your currency or receive in Comorian franc (KMF). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pick up point you chose earlier, show your Passport and quote the 9-digit transaction reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Comoros’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Comoros’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://wikitravel.org/en/Comoros#Money
Travel Money Tips

Posted on

ATMs In Guinea-Bissau

ATMs In Guinea-Bissau

The Republic Of Guinea-Bissau ATM Travel Guide

ATMs in Guinea-Bissau don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Guinea-Bissau are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Guinea-Bissau.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Guinea-Bissau ATM Fees & General Information

Most ATMs in Guinea-Bissau charge a usage fee. Ecobank appear to be the most reliable for accepting international cards.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, but most machines have a very low per-transaction limit. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Guinea-Bissau, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Guinea-Bissau is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Guinea-Bissau:

– Send Money To Guinea-Bissau & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Guinea-Bissau where you can pick up your money within a few hours.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

This service is also cheaper and quicker than Western Union or MoneyGram. This is very useful to reduce money transfer fees if you are Guinea Bissauan but working overseas to send money to Guinea for your family.

Guinea Bissau ATM

Check HERE to see if there is an authorized cash pick-up point where your recipient can collect the cash. In The Republic Of Guinea-Bissau, this is any branch listed in the:

  • Cash Minute network
  • Monamon network

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Guinea Bissau’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Guinea Bissau’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section.
  5. Enter the amount to send in your currency or receive in CFA Franc (XOF)
  6. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  7. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  8. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  9. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  10. Once complete, for:
    –The Cash Minute network: go to the pick up point, show your Passport and quote “Cash Minute” and the 11-digit transaction reference number to collect your money.
    –The Monamon network: go to the pick up point, show your Passport and quote “Monamon” and the 11-digit transaction reference number to collect your money

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Guinea Bissau’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Guinea Bissau’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://wikitravel.org/en/Guinea-Bissau
Travel Money Tips

Posted on

ATMs In Guatemala

ATMs In Guatemala

Guatemala ATM Travel Guide

ATMs in Guatemala are known to pose some challenges…
There are high withdrawal fees, low withdrawal limits and countless scam warnings that make tourists weary of looking for a ‘safe’ ATMs in Guatemala. For these occasions there’s an alternative solution outlined below.

Problems can arise from there being no ATMs in small towns or empty ATMs, to ATMs that only accept Visa cards from certain countries and reject MasterCard.
Examples being in Santa Catarina, El Remate (Peten Lake) and Iximche.

If there are no ATMs close by, the ATMs in Guatemala are not working with your card, or you want to avoid paying ATM fees, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Guatemala.

There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

As this method is especially useful in certain places, we have provided separate guides for these (click link for destination specific guide):

Panajachel

Lanquin

Monterrico

San Marcos

Here are two useful links to find the nearest ATMs in Guatemala : Visa / MasterCard

Guatemala ATM Fees & General Information

ATMs in Guatemala are called ‘Cajero Automatico’ or ‘Cajero’. To find one, you can ask ‘donde esta un cajero automatico’… and hopefully understand the directions given.

Many ATMs in Guatemala charge high fees. Expect to pay between 20 to 45 Quetzales. Often these machines are next to each other, so it’s useful to know which to choose.

The Yellow 5B ATMs and other standalone cash machines tend to be towards the higher end, so be aware of these machines.
Your best bet would be to use a BAC Guatemala cash machine as fees are amongst the lowest.
You will also probably get charged a fee by your own bank.

Having a TransferWise MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from 2000 to 3000 Quetzales. This means multiple transactions are usually needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. It’s best to have small denominations as change can be a problem in smaller businesses.

You’ll find Visa is the most commonly accepted card at ATMs in Guatemala, though there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Guatemala is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Guatemala:

– Send Money To Guatemala & Pick It Up Locally

With so many overseas Guatemalans sending money home to their families, there are lots of local cash pick up points to collect these funds.

In a similar way, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a local cash pick-up point.

Guatemala ATM

Check to see if there is a local authorized cash pick-up point where you are. Click HERE for a list of locations.
In Guatemala, this is any branch of:

  • Banco Desarrollo Rural
  • Banco Elektra
  • Banco GYT Continental
  • Fenacoac
  • Banco Industrial de Guatemala

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Guatemala’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Guatemala’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point that you determined in the previous section to be the most convenient for where you are.
    -Banco Desarrollo Rural
    -Banco Elektra
    -Banco GYT Continental
    -Fenacoac
    -Banco Industrial de Guatemala
  5. Choose the amount to send in your currency or receive in Guatemalan Quetzales (GTQ). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point you chose earlier and…
    – For Banco Desarrollo Rural, Banco Elektra, Banco GYT Continental and Banco Industrial de Guatemala branches: show your Passport and the 11-digit reference number to collect your money.
    – For Fenacoac branches: show your Passport and quote “BTS” and the 11-digit reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Guatemala’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Guatemala’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Guatemala

*** ATMs In Guatemala ***

Posted on

ATMs In Ethiopia

ATMs In Ethiopia

Ethiopia ATM Travel Guide

ATMs in Ethiopia don’t usually pose any challenges, however if there are no ATMs close by or the ATMs in Ethiopia are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. It is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it’s probably the quickest way to send money to yourself in Ethiopia.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Ethiopia ATM Fees & General Information

Most ATMs in Ethiopia charge a minimum fee, so it is best to withdraw the maximum amount allowed or the fees can really add up.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from 4000 to 5000 Birr. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, often with a surcharge of 2.5 -10%, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Ethiopia, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Ethiopia is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Ethiopia:

– Send Money To Ethiopia & Pick It Up Locally

With many overseas Ethiopians now sending money home to their families, there are networks of local cash pick up points to collect these funds.

This means that you can also use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Ethiopia where you can pick up your money within a few hours.

What’s more, it’s convenient, safe and often cheaper than paying ATM withdrawal fees. There’s also currently a promo code so you pay NO FEE on your first money transfer.

This service is also cheaper and quicker than Western Union or Moneygram, so it’s a great option if you are an Ethiopian but working overseas to send money home for your family.

Ethiopia ATM

Check HERE to see if there is a local authorized cash pick-up point where you are. There are lots of pick up points in Ethiopia!

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Ethiopia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Ethiopia’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, enter the amount to send in your currency or receive in USD. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pick up point you chose earlier, show your Passport and quote the 11-digit alphanumeric reference number starting with ETH to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Ethiopia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Ethiopia’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://wikitravel.org/en/Ethiopia#Money
Travel Money Tips

Posted on

ATMs In Congo Brazzaville (The Republic Of The Congo)

Congo-Brazzaville ATM Travel Guide

ATMs in The Republic Of The Congo (Congo-Brazzaville) don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Congo-Brazzaville are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Congo-Brazzaville.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Congo-Brazzaville ATM Fees & General Information

Most ATMs in Congo-Brazzaville charge a fee for withdrawal. These can be quite high so it may be best to withdraw the maximum amount each time you use the ATM.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and are generally low meaning multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Congo-Brazzaville, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Congo-Brazzaville is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Congo-Brazzaville:

– Send Money To Congo-Brazzaville & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Congo-Brazzaville where you can pick up your money within a few hours.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

This service is also cheaper and quicker than Western Union or Moneygram. This is very useful if you are Congolese but working abroad to send money to Congo Brazzaville for your family.

Congo Brazza ATM

Check HERE to see if there is a local authorized cash pick-up point close to where your recipient is. In The Republic Of The Congo, this is any branch of:

  • CAPPED branches
  • Express Union network

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Congo-Brazzaville’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Congo-Brazzaville’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section.
  5. Enter the amount to send in your currency or receive in Central African Franc (XAF). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete, for:
    –CAPPED branches: go to the pick up point, show your Passport and give the 9-digit cash pickup reference number to collect your money.
    –The Express Union network: go to the pick up point, show your Passport and give the 8-digit reference number to collect your money

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Congo-Brazzaville’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Congo-Brazzaville’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location. 

Useful Links:

https://wikitravel.org/en/Republic_of_the_Congo#Costs
Travel Money Tips

Posted on

ATMs In Malaysia

ATMs In Malaysia

Malaysia ATM Travel Guide

ATMs in Malaysia don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Malaysia are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Malaysia.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Malaysia ATM Fees & General Information

Most ATMs in Malaysia currently don’t charge a withdrawal fee however you may get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, but average out at around 1500 RM per transaction and 3000 RM per day. This means multiple transactions are often needed and your own bank transaction fees can add up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Malaysia, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Malaysia is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Malaysia:

– Send Money To Malaysia & Pick It Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Malaysia where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s convenient, safe and cheaper than paying ATM withdrawal fees. There’s also currently a promo code so you pay NO FEE on your first money transfer.

Malaysia ATM

Check HERE to see if there is a local authorized cash pick-up point where you are (In Malaysia, this is any branch of the Xpress Money network).
If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Malaysia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Malaysia’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page enter the amount to send in your currency or receive in Malaysian Ringgit (MYR). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pickup point (the closest branch of the Xpress Money network, show your Passport and quote “Xpress Money” and the 16-digit X-Pin transaction reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Malaysia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Malaysia’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Malaysia
Travel Money Tips

*** ATMs in Malaysia ***

Posted on

Getting Money In Port Barton (there’s now an ATM in Port Barton) – UPDATED


Is There An ATM In Port Barton ?

Yes!! The first ATM in Port Barton opened at the end of May 2019 ! It can be found near the White Hauz Inn. As of 2022 we believe there are now more located around town.

Just a word of warning though, the ATM in Port Barton is provided by Euronet. Even though the fee shows to be 200-250p, the hidden bias in exchange rate can swallow up a whopping 15% commission.
See this link for an interesting article about this https://travellingclaus.com/not-use-euronet-atms-travel/

For the convenience of ready cash this is acceptable to most, however if you’re looking for a fee free way to get your cash in Port Barton, read our useful guide below…

How Can I Withdraw Money and not pay up to 15% in fees?

You can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a domestic money transfer service, where you can pick up your money.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Port Barton.

Our guide below introduces such a service that has a partnership with the domestic money transfer service, Palawan Pawnshop where you can pick up your money in an hour or so Port Barton branch is located centrally & opens from 8am-5pm Mon-Sat, lunch break 12-1pm. to locate the branch, use this link https://goo.gl/maps/wjHrwTyhrQ3f9n2KA

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Getting Cash Without Using The ATM In Port Barton:

– Step By Step Guide…incl fee free promo code

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose  the “Metrobank, LBC, PS Bank or Palawan” option.
  5. Enter the amount to send in your currency or receive in Peso. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer, however this is unlikely in most cases.
  9. Once your transfer is ready for collection just go to Palawan Pawnshop, fill out the Yellow “Receive Money Form” and wait to collect your money. Things in Port Barton may take a little longer than elsewhere & they may ask additional details about which country the money has been sent from and the town you stated for the address of the recipient – assuming you are sending it to yourself, this would be “Port Barton” 🙂 Show your Passport and quote reference “WorldRemit” and/or “Metrobank” with your transaction number.

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Philippines’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Philippines’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer.
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://wikitravel.org/en/Port_Barton

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ATMs In Bangladesh

ATMs In Bangladesh

Bangladesh ATM Travel Guide

ATMs in Bangladesh don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Bangladesh are not working with your card, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow. Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Bangladesh. There’s also currently a promo code so you pay NO FEE on your first money transfer.

Bangladesh ATM Fees & General Information

Most ATMs in Bangladesh charge between 20 and 60 Tk. Certain cards are not charged an ATM fee with Bank of Ceylon ATMs, so they’re worth trying first. You will also probably get charged a fee by your own bank. Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info. Withdrawal limits depend on the bank, and generally range from Tk20,000 to Tk40,000. This means multiple transactions are often needed and transaction fees can mount up. Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash. You’ll find Visa is the most commonly accepted card at ATMs in Bangladesh, however there are an increasing number that also accept Cirrus/MasterCard. Unfortunately, ATM fraud in Bangladesh is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Bangladesh:

– Send Money To Bangladesh & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds. Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Bangladesh where you can pick up your money within a few hours. There’s also currently a promo code so you pay NO FEE on your first money transfer. Bangladesh ATMCheck to see if there is a local authorized cash pick-up point where you are. In Bangladesh, this is any branch of Brac Bank, Social Islami Bank and Dutch-Bangla Bank Network:
  • Branches of Dutch-Bangla Bank, Brac Bank or Social Islami Bank
If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies
  1. To begin, click World Remit LTD
  2. (IMPORTANT: If you don’t see ‘Bangladesh’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  3. Once You have chosen ‘Bangladesh’ as the Country To Send To, click “Get Started”
  4. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  5. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section. Your preferred option depends on which payout location is closest to you, the Xpress Money network outlets or a branch of Dutch Bangla Bank, Brac Bank or Social Islami Bank.
  6. Enter the amount to send in your currency or receive in Bangladeshi Taka (BDT). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account. There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  7. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  8. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE! If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  9. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  10. Once complete just go to the cash pick-up point you chose earlier, -If you chose a bank branch in the Xpress Money network, show your Passport and Quote “Xpress Money” and the 16-digit X-Pin transaction reference number. -If you chose a branch of Dutch Bangla Bank, Brac Bank or Social Islami Bank, show your Passport and Quote your 8-digit transaction reference number.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions. Click HERE for this service.
IMPORTANT: If you don’t see ‘Bangladesh’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Bangladesh’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section. Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location. Useful Links: https://en.wikipedia.org/wiki/Bangladesh Travel Money Tips