ATMs In Africa

ATMs In Africa

If you are traveling in Africa and having issues with the ATMs there, then you’ve come to the right place.

Getting Cash Without Using The ATMs In Africa:

– Send Money To Africa & Pick It Up Locally

If there are no ATMs close by or the ATMs in Africa are not working with your card, check our guides which show you how to send yourself money online (via World Remit) and pick it up at an authorized local cash pick up point. Also useful if you want to avoid paying ATM fees / make larger withdrawals.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Africa.

You will find a current promo code for World Remit in each of our guides below, meaning you will not pay fees on your first money transfer.

– Destination Specific Guides

Check out our Country Specific Guides for when there’s no ATM or you’re having problems with ATMs in Africa:

Angola

Benin

Botswana

Burkina Faso

Burundi

Cameroon

Central African Republic

Chad

Comoros

Congo DRC

Congo Brazza

Ethiopia

Gabon

Gambia

Ghana

Guinea-Bissau

Guinea-Conakry

Ivory Coast

Kenya

Mauritania

Morocco

Tanzania

Togo

Tunisia

Uganda

Zimbabwe

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code for NO FEE on your first money transfer also applies for these transactions.

IMPORTANT: If you don’t see your Country in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen a Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer.
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

Here are two useful links to find the nearest ATMs in Africa : Visa / MasterCard
https://wikitravel.org/en/Africa#Money

ATMs In Sri Lanka

ATMs In Sri Lanka

Sri Lanka ATM Travel Guide

ATMs in Sri Lanka don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Sri Lanka are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Sri Lanka.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Sri Lanka ATM Fees & General Information

Most ATMs in Sri Lanka charge between Rs200 and Rs400. Certain cards are not charged an ATM fee with Bank of Ceylon ATMs, so they’re worth trying first.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from Rs40,000 to Rs60,000. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Sri Lanka, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Sri Lanka is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Sri Lanka:

– Send Money To Sri Lanka & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Sri Lanka where you can pick up your money within a few hours.

It’s convenient, safe and often cheaper than paying ATM withdrawal fees.

Sri Lanka ATM

Check HERE (main 5 banks below) and and HERE (other banks below) to see if there is a local authorized cash pick-up point where you are.
In Sri Lanka, this is any branch of the following banks:

  • Bank of Ceylon
  • Sampath Bank
  • National Development Bank
  • Hatton National Bank
  • Cargills Bank Ltd
  • Other Banks:
    • Lanka Orix
    • Nations Trust Bank
    • National Savings Bank
    • Seylan Bank Ltd

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Sri Lanka’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Sri Lanka’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local payout network you identified to be convenient in the previous section. Your preferred option will be either:
    – Bank of Ceylon, Sampath Bank, National Development Bank, Hatton National Bank, Cargills Bank
    – Other Banks
  5. Enter the amount to send in your currency or receive in Sri Lankan Rupee (LKR). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up.
  9. Once complete just go to the pickup point (the closest branch of whichever payout network you chose):
    – For Bank of Ceylon, Sampath Bank, National Development Bank, Hatton National Bank or Cargills Bank Ltd: Show your Passport and quote “WorldRemit” and the 8-digit transaction reference number.
    – For Other Banks (Branches of Lanka Orix, Nations Trust Bank, National Savings Bank, or Seylan Bank Ltd): Show your Passport and quote “Xpress Money” and the 16-digit X-Pin transaction reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Sri Lanka’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Sri Lanka’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer.
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Sri_Lanka

Here are two useful links to find the nearest ATMs in Sri Lanka : Visa / MasterCard

ATMs In Tajikistan

ATMs In Tajikistan

Tajikistan ATM Travel Guide

ATMs in Tajikistan don’t usually pose any challenges, however we’ve heard of problems in particular in Dushanbe, Penjikent, Khujand, Khorog, Isfara, Istaravshan, Qurghon-Teppa, Ishkashim & The Wakhan Valley / Corridor.
If there are no ATMs nearby or the ATMs in Tajikistan are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Tajikistan.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Tajikistan ATM Fees & General Information

Most ATMs in Tajikistan charge a withdrawal fee.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, with there being a transaction and daily limit meaning multiple transactions can be performed if needed.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Tajikistan, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Tajikistan is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Tajikistan:

– Send Money To Tajikistan & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network means you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Tajikistan where you can pick up your money within a few hours.

Tajikistan ATM

Check HERE to see if there is a local authorized cash pick-up point where you are. In Tajikistan, this is any  of the bank branches listed in the CONTACT network

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Tajikistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Tajikistan’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page enter the amount to send in your currency or receive in USD. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pickup point (the closest branch of the Contact  network, show your Passport and quote “CONTACT” and the 9-digit World Remit reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Tajikistan’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Tajikistan’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Tajikistan

ATMs In Thailand

ATMs In Thailand

Thailand ATM Travel Guide

ATMs in Thailand don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Thailand are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Thailand.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Thailand ATM Fees & General Information

Most ATMs in Thailand charge a 220 Baht withdrawal fee which works out quite costly given the relatively low withdrawal limits.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from 10,000 to 30,000 Baht. This means multiple transactions are often needed and transaction fees can really mount up.

Major hotels take debit/credit cards for a surcharge, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Thailand, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Thailand is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Thailand:

– Send Money To Thailand & Pick It Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Thailand where you can pick up your money within a few hours.

It’s convenient, safe and often cheaper than paying ATM withdrawal fees.

Thailand ATM

Check HERE to see if there is a local authorized cash pick-up point where you are (In Thailand, this is any branch of the Government Savings Bank).
If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Thailand’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Thailand’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page enter the amount to send in your currency or receive in Thai Baht (THB). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pickup point in the Government Savings Bank, show your Passport and quote “Xpress Money” and the 16-digit X-Pin transaction reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Thailand’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Thailand’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Thailand
Travel Money Tips

ATMs In Vietnam

ATMs In Vietnam

Vietnam ATM Travel Guide

ATMs in Vietnam don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Vietnam are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Vietnam.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Vietnam ATM Fees & General Information

Most ATMs in Vietnam charge between 30000 and 60000 VND. Certain stand alone units in tourist areas charge more – be aware of the “Euro” brand of ATMs which can take upto 15% of your withdrawal amount in fees and poor conversion rates.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and range from 2 million to 4 million VND. ANZ ATMs seem to allow the largest maximum withdrawal. This means multiple transactions are sometimes needed and transaction fees can mount up.

Major hotels take debit/credit cards (often for a surcharge), but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Vietnam, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Vietnam is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Vietnam:

– Send Money To Vietnam & Pick It Up Locally

With so many overseas workers now sending money home to their families, there are many local cash pick up points to collect these funds.

Tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. Our guide introduces an online service that has a partnership with domestic money transfer agents in Vietnam where you can pick up your money within a few hours.

What’s more, it’s convenient, safe and cheaper than paying ATM withdrawal fees. There’s also currently a promo code so you pay NO FEE on your first money transfer.

Vietnam ATM

Check to see if there is a local authorized cash pick-up point where you are.

In Vietnam, this is any branch of the Xpress Money network: Collect from any branches of BankMart, SBR, DongA Bank, Vietnamese International Bank, Anh Quang JSC

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Vietnam’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Vietnam’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page enter the amount to send in your currency or receive in Vietnamese Dong (VND). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pickup point you chose, show your Passport and quote “Xpress Money” and the 16-digit X-Pin transaction reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Vietnam’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Vietnam’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Vietnam
Travel Money Tips

ATMs In Bolivia

ATMs In Bolivia

Bolivia ATM Travel Guide

ATMs in Bolivia don’t usually pose any challenges for travelers as all sizeable towns have cajeros automáticos (ATMs). Whilst ATMs are slowly arriving in smaller places they are not often from any major bank networks and they frequently reject foreign cards…. or even worse, retain them.

We’ve heard of problems in places like Uyuni and Tupiza, where it is not uncommon for ATMs to run out of cash or not be working. Also many travelers get caught out arriving in Uyuni for a Salt Flats Tour and have trouble withdrawing money for the entrance fee.

If there are no ATMs close by or the ATMs in Bolivia are not working with your card, check back here for our guide below about how to send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Bolivia.

There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Bolivia ATM Fees & General Information

Most ATMs in Bolivia don’t charge for withdrawing, though you will probably get charged a fee by your own bank. The currency conversion rate is not always the best and the money lost in the exchange can really add up.
Having a TransferWise MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases.

Withdrawal limits depend on the bank, but tend to range from 1500bs to 6500bs, with 3500-4000 being the average maximum withdrawal per transaction.

The best banks to try are BNB, BCP, BMSC and Banco Union.

VISA cards are the most widely accepted though MasterCard is increasing in coverage. American Express is rarely accepted anywhere.

Check out our Travel Money Tips for more general information covering pre-trip planning, fees, scams, skimmers and general safety.

Getting Cash Without Using The ATMs In Bolivia:

– Send Money To Bolivia & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.

In a similar way, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a local cash pick-up point.

Bolivia ATM

Check to see if there is a local authorized cash pick-up point where you are. Click HERE for a list of locations.
In Bolivia, this is any branch of the BTS network:

  • Banco Mercantil Bolivia
  • Ganadero Bolivia
  • More Money Transfers
  • Banco Bisa Bolivia

If there’s a branch locally,  then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Bolivia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Bolivia’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section.
  5. Enter the amount to send in your currency or receive in USD. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point you chose, show your Passport and quote “BTS” and the 11-digit reference number to collect your money

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Bolivia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Bolivia’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Bolivia
Here are two useful links to find the nearest ATMs in Bolivia : Visa / MasterCard

ATMs In Chile

ATMs In Chile

Chile ATM Travel Guide

ATMs in Chile don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Chile are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Chile.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Chile ATM Fees & General Information

Most ATMs in Chile charge between 4000 and 7000 CLP. Certain cards are not charged an ATM fee with Scotiabank in some places, so they’re worth trying first.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, but the maximum amount is usually around 200,000 Chilean Pesos. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards (often with a sizeable surcharge), but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Chile, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Chile is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Chile:

– Send Money To Chile & Pick It Up Locally

With so many overseas workers sending money home to their families in Chile, there are lots of local cash pick up points to collect these funds.
Tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a domestic money transfer agent where you can pick up your money within a few hours.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Check HERE to see if there is a local authorized cash pick-up point where you are.
In Chile, this is any branch of the More Chile network.

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Chile’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Chile’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page enter the amount to send in your currency or receive in Chiliean Peso (CLP). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  5. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  6. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  7. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  8. Once complete just go to the pickup point you chose, show your Passport and quote the 11-digit reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Chile’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Chile’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer.
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Chile
Travel Money Tips

ATMs In Costa Rica

ATMs In Costa Rica

Costa Rica ATM Travel Guide

Some ATMs in Costa Rica have a reputation for being unreliable as there can be issues with the computer links, or the machines can run out of money.
Examples being Agujitas, Drake Bay, Corcovado National Park, Osa and Pavones.

If there are no ATMs close by, the ATMs in Costa Rica are not working with your card, or you want to avoid paying ATM fees / make larger withdrawals, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Costa Rica.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Here are two useful links to find the nearest ATMs in Costa Rica : Visa / MasterCard

Costa Rica ATM Fees & General Information

Most ATMs in Costa Rica charge fees, though we have heard of some cards not being charged a fee with Banco de Costa Rica so this is worth trying first.
Fees are usually around 1,500 to 2,000 Costa Rican Colon, with the standalone machines in shops and tourist areas attracting higher fees and also taking a surprisingly high commission with the currency exchange rate they offer.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and even vary as the cash point runs low.
They are usually between 100,000 and 250,000 Colon, meaning it may be worth asking around for which cash points handle larger withdrawals.
It’s also worth noting that in small villages, cash machines may have limited funds available.
With the method of sending yourself money to Costa Rica outlined below, you can send much more than ATM withdrawal limits and avoid having to make multiple withdrawals and the associated fees.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. In tourist spots you will find that USD is more useful with some places not accepting the local currency. It’s best to have USD as change given will most likely be in Colon anyway.

ATMs in Costa Rica are not generally open 24/7. Many close at 10 p.m.

Unfortunately, ATM fraud in Costa Rica is becoming more common with the introduction of more private/standalone cash points. Stick to ATMs attached to banks where possible and check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Costa Rica:

– Send Money To Costa Rica & Pick It Up Locally

With so many overseas Costa Ricans sending money home to their families, there are cash pick up points scattered across the country to collect these funds.
In a similar way, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a local cash pick-up point.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Costa Rica ATM

Check HERE to see if there is a local authorized cash pick-up point where you are.
In Costa Rica, this is any branch of Teledolar.

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Costa Rica’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Costa Rica’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the option depending upon if you’d prefer to receive Costa Rican Colon (CRC) or US Dollar (USD).
  5. Enter the amount to send in your currency or receive in Costa Rican Colon (CRC) or US Dollar (USD). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered with your home details, you will need to input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. As the system is set up to transfer money from one country to another, you will also be required to provide a local mobile number. When possible, obtain a local sim, however if you don’t have one, people have asked their accommodation to use their number. The transaction ID that will be sent to this number is also sent to your registered email address, so you don’t particularly need access to the local phone (Obviously just ensure they cannot use your ID and the transaction number they received to withdraw your transfer). For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point you chose, show your Passport and quote the 11-digit transaction reference number starting with MMTR.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Costa Rica’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Costa Rica’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Costa_Rica

ATMs In Colombia

ATMs In Colombia

Colombia ATM Travel Guide

ATMs in Colombia don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Colombia are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Colombia.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Colombia ATM Fees & General Information

Most ATMs in Colombia charge between 10,000 and 14,000 COP.
BBVA, Davivienda and Colpatria (Scotiabank) do not charge for certain cards, so they’re worth trying first.
You will probably get charged a fee by your own bank in addition to any local charge.

Having a Wise, formerly TransferWise MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, but are generally around 900,000 COP. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Colombia, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Colombia is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Colombia:

– Send Money To Colombia & Pick It Up Locally

With so many overseas Colombians sending money home to their families, there are lots of local cash pick up points to collect these funds.

Tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a domestic money transfer agent where you can pick up your money within a few hours.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Colombia ATM

Check HERE to see if there is a local authorized cash pick-up point where you are.
In Colombia, this is any branch of:

  • Bancolombia
  • Banco BBVA Colombia
  • Financiera Pagos Internacionales And Super Giros *THIS may be the best option, as to collect your funds, a passport with entry stamps is sufficient according to our latest information.
  • *Please Note that to collect the money from the following options as a foreigner, you will need a Colombia issued Cedula (available for foreign nationals who are permanent residents)
    • Davivienda *Do not use this option as funds can take a long time to transfer
    • Grupo Exito, Carulla or SuperInter stores

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Colombia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Colombia’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section.
  5. Enter the amount to send in your currency or receive in Colombian Peso (COP). The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point you chose, show your Passport and any other required documents (see above) and For:
    Davivienda, Financiera Pagos Internacionales and Super Giros: quote the 8-digit reference number to collect your money.
    Bancolombia or Banco BBVA Colombia, : quote the 11-digit reference number to collect your money.
    Grupo Exito, Carulla or SuperInter stores: quote the 16-digit reference number beginning with ’17’ to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Colombia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Colombia’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Colombia
Travel Money Tips

*** ATMs In Colombia ***

ATMs In The Dominican Republic

ATMs In The Dominican Republic

The Dominican Republic ATM Travel Guide

ATMs in The Dominican Republic don’t usually pose any challenges, however there are a few exceptions where we’ve heard of problems.

If there are no ATMs close by, the ATMs in The Dominican Republic are not working with your card, or you want to avoid paying ATM fees / make larger withdrawals, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in The Dominican Republic.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Here are two useful links to find the nearest ATMs In The Dominican Republic : Visa / MasterCard

The Dominican Republic ATM Fees & General Information

Most ATMs in The Dominican Republic charge fees. This is usually around 200 Peso, though standalone machines in shops and tourist areas can be even higher.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and are usually between 5,000 and 10,000 Pesos, meaning fees from multiple withdrawals can really add up.
It’s also worth noting that in small villages, cash machines may have limited funds available.
With the method of sending yourself money to The Dominican Republic outlined below, you can send much more than ATM withdrawal limits and avoid having to make multiple withdrawals and the associated fees.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash.

You’ll find Visa and MasterCard are equally accepted by ATMs in The Dominican Republic.

Unfortunately, ATM fraud in The Dominican Republic is not uncommon. Avoid private/standalone cash points and look for those attached to banks as they are less likely to be skimmed and offer fairer fees and currency exchange rates anyway. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using ATMs In The Dominican Republic:

– Send Money To The Dominican Republic & Pick It Up Locally

With so many overseas workers sending money home to their families, there are lots of local cash pick up points to collect these funds.
In a similar way, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with a local cash pick-up point.

Dominican Republic ATM

Check HERE to see if there is a local authorized cash pick-up point where you are.
In The Dominican Republic, this is any branch of:

  • Banco BHD
    • For USD choose the Leon Branch
    • For DOP choose the “other BHD” option
  • Banco Promerica
  • Banco De Reservas
  • Banco Union
  • Banco Del Progreso
  • Caribe Express

If there’s a branch locally, then follow the step-by-step guide below.

– Step By Step Guide…incl fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Dominican Republic’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘The Dominican Republic’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose the local pick up point you identified to be convenient in the previous section.
  5. Enter the amount to send in your currency or receive in Dominican Peso (DOP) or USD depending on which pick up network you chose in the previous step. The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point you chose, show your Passport and for:
    Banco BHD, Banco Promerica, Banco De Reservas, Banco Union, Banco Del Progreso network: quote “BTS” and the 11-digit reference number.
    Caribe Express network: quote the 10-digit reference number to collect your money.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEE on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Dominican Republic’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Dominican Republic’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer.
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

https://en.wikipedia.org/wiki/Dominican_Republic