Getting Money in Mentawai (there’s no reliable ATM in Mentawai)

Getting Cash In Mentawai

Is there an ATM In Mentawai (  Siberut / Sipora / Pagai )?

There is an ATM in Mentawai at Bank Negara, in Tua Pejat (North Sipora). However, it is known to be unreliable and many travelers still experience problems withdrawing cash.

If this includes you, there is another solution. You can still access your money whether you’re on Siberut, Sipora or Pagai, using our guide below. It explains how you can send yourself money online and pick it up at the local post office.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Mentawai.

There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Unfortunately, ATM fraud in Indonesia is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.

Getting Cash Without Using An ATM In Mentawai:

– Send Money To Mentawai & Pick It Up Locally

If you find the ATM in Mentawai to be unreliable, you can simply use your ATM card (debit/credit) or bank details to quickly and securely send yourself funds online through a reputable International money transfer service that has a local partner on each island where you can pick up your money within a few hours.

In all of these islands, the local authorized cash pick-up points where you can send your money to are branches of the Indonesian Post Office, Kantor Pos. The addresses for each follow, but it’s much easier to just ask where the nearest branch is or look on a google map:

On Siberut the address is: 
-Selatan, Muara Siberut, Siberut Sel., Kabupaten Kepulauan Mentawai, Sumatera Barat 25393, Indonesia
On Sipora there are 2 branches:
-Jl. Raya KM.2, Tuapejat, Sipora Utara, Kabupaten Kepulauan Mentawai, Sumatera Barat 25932, Indonesia
-Sioban, South Sipora, Mentawai, West Sumatra 25932, Indonesia

On North Pagai the address is:
Matobe, Sikakap, Kepulauan Mentawai, West Sumatra 25391, Indonesia

– Step By Step Guide… incl. fee free promo code

Note: The process is quicker than the detailed guide suggests. It is currently possible to send from 50 countries, however, Israel and a few others are not yet included due to local government policies

  1. To begin, click World Remit LTD
    (IMPORTANT: If you don’t see ‘Indonesia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines)
  2. Once You have chosen ‘Indonesia’ as the Country To Send To, click “Get Started”
  3. On the next page make sure the Cash Pickup tab is ticked and click “Continue”
  4. On the next page, where it says “Select a cash pickup payout network” choose “Bank Negara Indonesia and PT Pos“.
  5. Enter the amount to send in your currency or receive in Indonesian Rupiah (IDR).
    The exchange rate & fee (which you can remove with a promo code later) will automatically show. Once you’re happy click “Continue”. You are then prompted to register / create an account.
    There is no need for a referral code on this page as you will apply your fee-free promo code on the payment page as you process your money transfer.
  6. Once registered you will input details of who you are sending the money to, so for the recipient, put yourself (as your name appears on your Passport) and use the address of your current accommodation. You will also be required to provide a local mobile number, however if you don’t have one, people have successfully used all zeros, or asked their accommodation to use their number. For the sending reason, select “Sending Funds To Self”.
  7. When it comes to payment details, it is important to make sure your name and address match the name on your Debit card and the billing address is used. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
    If your card payment fails for any reason, select the Sofort option and pay using your online banking log-in details.
  8. Almost instantly you will receive a welcome email (don’t worry if this does not arrive) and a confirmation email of your transfer informing you to wait for a further email. In most cases this takes 10-30 minutes (longer if paying via bank details & not debit card or your financial situation is complicated). The final email will say whether identity / regulatory checks have been completed and inform you if your transfer is available to pick up. Note: Sometimes further information may be required from you before they can process the transfer in order to comply with regulatory requirements, however this is unlikely in most cases.
  9. Once complete just go to the pickup point (the closest branch of the post office – known localy as “kantor pos”, show your Passport and quote “Merchantrade” and the 14-digit transaction reference number.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Sending Money To A Bank Account Instead

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. The promo code above for NO FEES on your first money transfer also applies for these transactions.
Click HERE for this service.
IMPORTANT: If you don’t see ‘Indonesia’ in the Choose a Country To Send To list, this is because you must first choose which overseas country to send money from. The “Send From” option can be found at the top of the page on PC/Laptop. On mobile it is the last option in the drop down menu at the top of the page represented by the 3 horizontal lines.
Once You have chosen ‘Indonesia’ as the Country To Send To, click “Get Started”
On the next page make sure the ‘Bank Transfer’ tab is ticked, click “Continue” and proceed with your transfer. Don’t forget to use the promotion code “FREE” (without quotes) on the payment page to get your first transfer FEE-FREE!
For more information visit this FAQs section.

Wise, formerly TransferWise is another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Useful Links:

Save On High ATM Fees
https://en.wikipedia.org/wiki/Mentawai

*** ATM In Mentawai ***